Page 28 - South Mississippi Living - August, 2016

COASTNOTES
FINACIALFUTURES What kind of investor are you? story by Suzie Sawyer
While there’s no standardized way to allocate your assets, there are definable qualities that distinguish different types of investors and how they invest. Which of these asset allocation models best describes you?
Conservative
A Conservative investor values protecting principal over seeking appreciation. This investor is comfortable accepting lower returns for a higher degree of liquidity and/ or stability. Typically, a Conservative investor primarily seeks to minimize risk and loss of principal.
Moderately Conservative
A Moderately Conservative investor values principal preservation, but is comfortable accepting a small degree of risk and volatility to seek some degree of appreciation. This investor desires greater liquidity, is willing to accept lower returns, and is willing to accept minimal losses.
Moderate
A Moderate investor values reducing risks and enhancing returns equally. This investor is willing to accept modest risks to seek higher long-term returns. A Moderate investor may endure a short-term loss of principal and lower degree of liquidity in exchange for long-term appreciation.
Moderate Growth
A Moderate Growth investor values higher long-term returns and is willing to accept considerable risk. This investor is comfortable with short- term losses of principal in exchange for the potential of higher long-term returns. Liquidity is a secondary concern to a Moderate Growth investor.
Moderately Aggressive
A Moderately Aggressive investor primarily values higher long-term returns and is willing to accept significant risk. This investor believes higher long-term returns are more important than protecting principal. A Moderately Aggressive investor may endure large losses in favor of potentially higher long-term returns. Liquidity may not be a concern to a Moderately Aggressive investor.
Aggressive
An Aggressive investor values maximizing returns and is willing to accept substantial risk. This investor believes maximizing long-term returns is more important than protecting principal. An Aggressive investor
may endure extensive volatility
and significant losses. Liquidity
is generally not a concern to an Aggressive investor.
While some investors fall into these general profiles, most actually fall
in between such categories. You may find that your approach to asset allocation may change along with your goals and circumstances. Asset allocation does not assure a profit or
Article provided by Suzie P. Sawyer, Managing Director/Investment Advisor Representative of Trinity Investment Services, LLC, who can be reached at 228.864.4460. Securities offered through Century Securities Associates, Inc., Member SIPC and FINRA, a subsidiary of Stifel Financial Corp.
Home Office: 501 North Broadway, St. Louis, Missouri 63102, 314.342.4051.
protect against loss — it is a strategy to help you invest with discipline.
For assistance with an asset allocation plan that matches your particular circumstances and works toward your specific investment objectives, contact a financial advisor today.
28 SOUTH MISSISSIPPI Living • August 2016
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