Page 113 - South Mississippi Living - March, 2019

What First Time Homebuyers Should Know
KNOW YOUR CREDIT SCORE. Check for errors on your credit report and fix them before beginning your house search.
DETERMINE YOUR DOWN PAYMENT. A higher down payment will often lead to a lower interest rate on your mortgage but it’s not required.
OBTAIN PREAPPROVAL.
Getting preapproved for a mortgage helps determine your price range, reducing time wasted looking at homes you can’t afford.
COMPARE PRICES ON PROPERTIES IN THE AREA. While no two homes are identical, comparing nearby homes can give you a good sense of a reasonable price for those you are interested in.
FIND OUT CLOSING COSTS AHEAD OF TIME. Closing costs can typically range from 1.5 to 4 percent of the purchase price and you should prepare for these before making your offer.
NAVIGATING THE WAY HOME
Ready to begin your home buying journey? Let a Navigator Credit Union mortgage professional guide the way. As a trusted
credit union that’s been serving local homebuyers for 80 years, we make buying a breeze with flexible options with great rates; step-by-step guidance from a friendly team; in-house servicing for 15- and 30-year mortgages; free online applications and fast, local decisions.
Subject to membership eligibility. NMLS#646402. Federally insured by NCUA. Equal Housing Opportunity Lender.
We'll Help You Navigate Home. ----------- - - - - - - - - - - - - - - - - - - - - - -
Find the right mortgage for your journey with a trusted credit union that’s been serving local homebuyers for almost 80 years. We make buying a breeze with:
Step-by-step guidance from a friendly team
Flexible mortgage options and great rates
The dependability of in-house servicing for our 15- and 30-year mortgages.
Free online applications and fast, local processing
navigatorcu.org | 800-344-3281, option #5 | mortgage@navigatorcu.org Hablamos Español
Membership eligibility requirements apply. NMLS# 646402 Federally insured by NCUA. Equal Housing Opportunity Lender
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Set up a free, no-obligation consultation or start your pre-qualification today!
Contact the Navigator mortgage team by calling 800-344-3281, option #5; or emailing Mortgage@navigatorcu.org;
or visiting navigatorcu.org.